Spread the cost of your

We offer flexible finance options, meaning you can spread the cost of your purchases into manageable payments. Apply today and get an answer in minutes.

Applying for a short-term loan is simple.

1. Choose how much you want to borrow
2. Complete your personal, banking and employment details.
3. Your decision in less than 5 minutes

Your loan is streamed directly to your account

Simply provide your bank account details as part of the application. Once approved, the money will stream into your bank account in less than 90 seconds.

A decision in less than 5 minutes

Your application will be assessed based on your circumstances, not just your credit rating. In most cases, we’ll give you an instant decision and let you know how much you can borrow.

 Take control of your repayments

There are two ways to make the repayments. Whatever works best for you.

• We collect the agreed amount each month on a specified date. You will receive timely reminders when the funds will be debited from your account.  
• You can make individual payments through your account, either on the website or by calling us on 0203 808 4440

Lending Stream will remain in contact throughout the lifetime of your loan and will be there to assist should your financial situation change.

*Application times can vary